60 Days maximum Lay-A-Way with 10% down of total merchandise and tax. Bi-weekly payments are recommended. At the end of 60 days, merchandise will be placed back in inventory and all money paid will be lost. Lay-A-Ways cannot be cancelled in the last 15 days of the Lay-A-Way term. Lay-A-Ways cancelled in the first 45 days will result in 50% loss of money paid. The terms consist of 60 days which includes the day the item is put in Lay-A-Way and 59 days following. We are open 7 days a week so if your maturity date falls on a holiday that we are closed the maturity date will roll over to the following business day. We reserve the right to cancel any and all Lay-A-Ways without notice or reason with a full refund to you.